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Money and the idea of how its exchanged through payments has evolved and is unrecognisable to how it was originally conceived. From goods to grains, metal coins to paper – bank accounts have now evolved to e-wallets. Money and the shape it takes has taken various forms.
One in ten adults in the UK are choosing to live a largely cashless life as contactless and mobile payments become more popular - among those aged 25 to 34, the figure rises to more than one in six. The number of contactless payments made in the UK surged by 31% in a year to reach 7.4 billion in 2018.
Apple were the front-runners when it came to launching the mobile wallet app, doing so in 2014. They were followed shortly after by Samsung and Android a year later. The sector is expected to grow exponentially and by 2023, it’s estimated that the transaction value of mobile payment apps will reach nearly £10.6tn.
But it’s Chinese company WeChat Pay that now leads the way, with their 600 million users outranking all of their competitors. Fellow Chinese platform Alipay also performs well, with an estimated 400 million users in 2017. The UK was listed as the third most mobile-payment friendly country, behind China and Norway respectively.
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